Kordio Ledger

A ledger your product can build on.

A double-entry ledger API for anything that moves money. Postings that must sum to zero, an append-only journal, and reconciliation against the processors that actually moved it.
  • Live today
  • Every rail, agents included
  • Free sandbox, no card

Kordio Ledger / Live

Every balance has a history.

See your trial balance, inspect postings, and reconcile each currency from one financial workspace.
Kordio workspaceProduct preview
Kordio Ledger showing balanced debits and credits across currencies.

What it does

One account per spender. Always balanced.

A transaction is a set of postings that must sum to zero. Each agent, service or counterparty owns an account, so what one of them spent is a query against the books rather than an exercise in reading metadata.
Balances that cannot drift
Every transaction balances per currency, checked before it commits. Anything that does not sum to zero is rejected.
Append-only journal
Corrections are reversals, never edits. History stays replayable and one tenant’s postings never touch another’s.
Reconciliation
Match against processor statements, and see the breaks that did not match rather than a number that quietly absorbed them.
Period close
Close a period and the books stop moving underneath you. Reopen deliberately, never by accident.
Financial reports
Trial balance, balance sheet, income statement and cash flow, generated from the postings rather than a parallel pipeline.
Multi-currency
Fiat, stablecoins and crypto in the same books, each balancing in its own currency.
Idempotent by contract
Every transaction takes an idempotency key. A retried write cannot double-post.
Replayable webhooks
Events for every posting and period change, delivered to your systems and replayable when your consumer was down.

With the control layer

Authorize the spend, then keep the book.

Kordio Control decides whether an agent may spend. Ledger keeps the double-entry record. Both are included in one workspace plan, with automatic Control postings included in the subscription.
See how one decision works

Pricing

Included in every tier.

Use Ledger on its own or alongside Control. Paid plans start at $49/month with separate allowances for authorized spend and independent postings.Compare platform plans. Existing standalone subscriptions keep their current terms.

Post your first balanced transaction.

Sandbox keys in five minutes, no card. Post a transaction that does not balance and watch it get refused.